Do you also want a share in the success of brave entrepreneurs?

Those who invest in Incofin Microfinance Fund have a stake in the success of passionate entrepreneurs worldwide. Together with more than 2,600 co-shareholders, you invest in more than 40 organisations in developing countries that in turn help 3.8 million entrepreneurs move forward with (financial) resources and advice. The lion’s share of them do not have access to the traditional banking system.

Investing with a social return won’t hurt you financially either: for the past ten years, our shareholders received a dividend. Under certain conditions, you enjoy a 5% tax reduction on the amount you invest⁽¹⁾. You can become a shareholder from as little as EUR 130.20.

⁽¹⁾ Provided you invest at least 390.60 euro (= 3 x 1/20th Incofin Microfinance Fund share of 130.20 euro) during a continuous period of 60 months.

Important information

Investing in cooperative shares involves risks. Incofin Microfinance Fund is a cooperative company with social purpose under Belgian law. Subscriptions can be made for whole shares with a nominal value of €2,604 or for 1/20th of shares with a nominal value of €130.20, or a combination of both. The shares are registered, non-transferable and on withdrawal a maximum of the nominal value will be reimbursed. The financial return consists solely of dividends.

There are no entry fees, exit fees or management fees. Exit – in whole or in part – is only possible during the first six months of the financial year (1 January to 30 June), after approval by the Board of Directors. This is a continuous public offering of shares for a period of 12 months from the approval of the information note (i.e. from 19 July 2021 to 18 July 2022), unless the offering is closed early as a result of reaching the maximum amount of EUR 5 million before the end of this 12-month period.

An investor risks losing some or all of the invested capital. The company mainly pursues an important social return, which may have a limiting effect on the financial return. The financial return consists solely of dividends.

Therefore read the information note beforehand with particular reference to risk factors as well as the key information document. Incofin Microfinance Fund is subject to market, concentration, debtor, country, exchange rate, interest rate and liquidity risks, among others. Interests to which debt financing occurs are subject to market influences and may impact the fund’s margins. In addition, exits can have a significant impact on Incofin Microfinance Fund’s liquidity.

In case of complaints, an investor can contact Incofin Microfinance Fund, via info@incofincvso.be, or may apply to the Financial Disputes Ombudsman, the contact details are: North Gate II, Koning Albert II-laan 8, bus 2, 1000 Brussels, 02 545 77 70, ombudsman@ombudsfin.be, www.ombudsfin.be.