Incofin cvso

Micro finance

  • You support micro-entrepreneurs all over the world
  • You enjoy a direct financial benefit
  • You help to make the local institutions stronger

Invest in driven entrepeneurs and yourself.
Starting from €130.20.

→ INVEST NOW

We are proud to announce that from now on Incofin CVSO is called Incofin Microfinance Fund. A name that immediately makes clear what we stand for. This name change is more than symbolic: it reinforces our position as a pioneer in microfinance and makes it easier for investors, partners and beneficiaries worldwide to understand who we are and what we do.

Behind the scenes, we are making sure that the new name is visible everywhere – on our website, in the portal and in all official communications.

Incofin CVSO, the flag that covers a beautiful cause


Not a fan of vague abbreviations? Neither are we. But writing out “cooperative company with a social purpose” every time takes up too much space—space we’d rather use for more interesting things. Through our cooperative company with a social purpose—referred to from now on as CVSO—you’re doing something meaningful for yourself and for microenterprises in developing countries.

Worldwide, more than two billion adults still have little or no access to financial services. Many of them are actively planning to improve their future on their own. But starting or expanding a business often isn’t possible without credit. On top of that, these individuals are often working in challenging economic, geographic, social, or political conditions. So, to ensure success, more is needed than just a loan for start-up or expansion capital.

Through our 44 local financial partners on the ground, we support 4.6 million driven micro-entrepreneurs with solid advice, hands-on experience, business visits, training, and more. This gives them extra support and confidence, ensuring they have the necessary knowledge, commitment, and responsibility.
Our goal: to reach and help as many low-income individuals as possible and to guarantee the sustainability of their projects. That’s why we offer our financial partners not only funding but also tailored technical support.
Jaarverslag
Enjoy three benefits

Invest in the Incofin cvso fund

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Want to find out what we have accomplished already?

Six heartwarming testimonies

Six heartwarming testimonies
Questions?

You will find clear answers here

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Valuable technical support for our financial partners

Our goal is to reach and help as many people as possible with a low income, and guarantee the sustainability of projects. That is why, in addition to financing, we offer our financial partners also customized technical support.

Incofin cvso provides additional funding to support its partners through Technical Assistance (TA). The aim of these grants is to improve the capacity of the partner organisation to better serve its  clients. We support the design of projects and the recruitment of expert consultants who transfer knowledge and enable partner institutions to achieve financial sustainability and social impact beyond the project.

Through TA, Incofin cvso supports investees to:  

  • develop new financial and non-financial products 
  • streamline day-to-day operations 
  • strengthen risk management practices 
  • explore alternative delivery channels (e.g. digital payment services, agent banking) 
  • enhance social performance and customer relationship management 

 Every year Incofin cvso sets aside 100,000 euros for TA.

We have been helping hardworking people to build
a better future for 25 years already.
Today we do so in 30 countries. Are you ready to join us?

This is why we stand stronger together

Incofin cvso is a Belgian investment fund with ample international experience and with the heart in the right place. Thanks to our local investment teams we know exactly where your money is going to and what is done with it. We regularly keep you informed and – in addition to the satisfaction of doing something good along with many others – you can get as a shareholder an annual dividend. The dividends from the past are no guarantee for the future.

Growth for
micro-entrepreneurs

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You support micro-entrepreneurs all over the world

A financial boost can make the difference for a complete family or even an entire community.

 

Financial
benefit

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You enjoy a direct financial benefit

Five percent tax relief on your investment. Plus a reasonable dividend, of which up to a possible 800 euro dividend is free of withholding tax.

 

Social
dividend

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You help to make the local institutions stronger

We co-finance expert projects that help our local financial partners to get even stronger and more sustainable.